Coverage
Long-Term Care
Planning for care costs without destabilizing family assets.
Overview
Long-term care planning addresses future care expenses that can materially affect family liquidity and legacy goals. Coverage can be standalone or integrated with life products.
Ideal For
Families seeking proactive planning for later-life care and asset preservation.
Key Benefits
- Helps offset extended care expenses
- Supports asset and income protection
- Improves planning certainty for families
How This Policy Works
Step 1
Select care coverage structure
Step 2
Trigger benefits when care criteria are met
Step 3
Benefits offset extended care costs
Step 4
Family assets and liquidity remain more stable